What is Car Liability Insurance
When it comes to insurance, there are several different types of insurance you can get. Car liability insurance is the insurance that pays out when a person claims off you for any damage to property or body incurred by an accident with you. You are required by law to have at least car liability insurance to drive a vehicle. Different locations have different minimum liability insurance requirements.
The so-called bodily injury liability insurance is in place to cover any injuries that may have been caused by you in an accident. This type of cover should also cover you when driving another car with the owners permission. There are other types of insurance other than this, as well. In fact, many choose to do so since if you cause a serious accident, you could be sued for a lot of money. It is in those situations that the more cover you have, the better it is for you.
You also need property damage liability insurance. This insurance will cover any property damage caused by an accident of your doing. That includes all sorts of things, from other cars and buildings, to lamp posts and road signs.
Car liability insurance is contrasted by comprehensive insurance, which covers much more. Compared to car liability insurance this comprehensive insurance covers eventualities such as theft, arson and vandalism. Comprehensive insurance is, naturally, more expensive.
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